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Monday, January 23, 2012

This is good news!


Housing market recovering
SHERMAN, TX - If you're one of the many with your house on the market, waiting for it to sell, the National Association of Realtors has some good news.
Posted: 5:21 PM Jan 22, 2012
Reporter: Jalah Gray
Email Address: jalah.gray@kxii.com
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SHERMAN, TX - If you're one of the many with your house on the market, waiting for it to sell, the National Association of Realtors has some good news.
They say home sales are up, rising for the 3rd month in a row.
They say it's a sure sign the national housing market is starting to recover.
Record low mortgage interest rates are giving buyers more confidence to purchase homes.
Local realtor, Beverly Stein, says this is especially true in Texoma.
"Since December, we've had a couple of listings that have gone on the market that have sold within 48 hours of going on the market, and I believe that shows that there's some buyers that are ready to move forward and also sellers that are ready to sell." said Stein.
Stein says to give your home a better chance at selling make any necessary small repairs, and make sure it's clean and ready to show.

Thursday, January 12, 2012

Our School Appreciation Program

School Appreciation Program



In appreciation of your service to our community, we want to offer you and your employees a special opportunity to save money on your/their home purchase or refinance. Educators deserve the opportunity to live in neighborhoods where they work.



SPECIAL OFFER:



All borrowers receive $200 off their Mortgage loan closing costs

AND

Landmark Bank will donate $100 to your School!





Helping you find the best mortgage is what we do!





We offer a variety of mortgage financing options:



 Quick approval with no application fee

 First-Time Home Buyer loans

 Flexible Repayment Options

 FHA, VA, and USDA loans

 Construction to Permanent Financing

 Jumbo Loans

 Debt Consolidation



Why not take advantage of this Special Offer by contacting me, in our Sherman location. In fact, I have assisted many Grayson County Educators with their home financing.



We are never too busy for referrals!








Thursday, January 5, 2012

Boost Home Value with Kitchen Upgrades



Kitchen Upgrades that Boost Home Value



Picking the right upgrades can help set your home apart and above the competition

in a hotly contested real estate market. Moreover, kitchen upgrades are the sorts

of improvements that you and your family will benefit from and enjoy, given that the

kitchen serves as the nexus for many families. You cook in your kitchen, you eat there, you talk

there, and you even play there, so why not make it the best it can be?



When you pencil things out, the numbers of a kitchen upgrade are quite compelling in terms

of adding value to a home while giving you upgrades that you will enjoy throughout the use

of your kitchen. A major kitchen upgrade with a budget of $57,500 can recoup 66 percent of

its cost when the home is sold, according to Remodeling magazine’s “2011-12 Cost vs. Value

Report.” If you want to give your home a competitive edge while adding to its enjoyment, here

are some great kitchen improvements to consider:



• A professional-style sink that helps you prepare food in addition to cleaning dishes.

Many options offer features such as removable trays for cutting food and racks for knives and

other cutlery so that you can chop veggies and quickly clean up.



• A hands-free faucet you operate by tapping it with your arm or elbow. This is a great way

to prevent cross-contamination by keeping hands that have been cutting food from spreading

germs to your faucet.



• A pot-filler above your stovetop. This lets you fill up cooking pots while they sit on your

range, which obviates the need to toddle back and forth across the kitchen balancing full pots

while trying not to suffer a major spill.



• A kitchen island that incorporates both a sink and electrical outlets along with the extra

countertop, drawers and cupboards. This gives you additional workspace that you can truly

use for food preparation.



• A kitchen wine cooler to properly store your wine collection so that it is at the right

temperature and well preserved. This will motivate you to collect and reserve unique bottles

to highlight special occasions.



• New countertops that buck the dominant trend. Sure, granite has been the trendy counter

material, but there are some new options, such as recycled wood, bamboo, recycled glass, and

unique tiles, that not only give your kitchen a custom look, but are also friendly to Mother Earth.



• Kitchen cabinet replacements that focus on functionality. Don’t just go for looks. Add

kitchen cabinets that deliver storage and organization features that emphasize efficient use

of space and that truly improve your kitchen efficiency.