Next 30 Years!

If you have a question about your home loan any time in the next 30 years, call me.

At First United Bank Mortgage, we’re committed to helping you buy the home you’ve always wanted, and servicing your mortgage for as long as you have it. For us it’s not about closing a deal. It’s about opening a door. If you ever have a question, ever want to refinance, ever just want to talk about your mortgage, we’ll be here. Today. Tomorrow. And 30 years down the road.

Helping you buy and maintain the home of your dreams is my First Priority.

* Local approval and underwriting

* Faster, smoother funding

* The ability to talk face to face with your lender

Look forward to servicing your loan,

Laura Glass

Gunter, TX. Branch

Call me:                               903-433-0222

E-mail me:                           laura@lauraglass.com

Stop by our office:               610 N. 8^th st.

Suite 1

, Gunter, TX. 75058

December Newsletter Powered by Velma

December 2010



Occurring this month:

Hanukkah Begins

Pearl Harbor Remembrance Day

Bill of Rights Day

Winter Solstice

25 -- Christmas Day

31 -- New Year's Eve

The Freecycle Network

Saving, conserving and going green are hot topics, and The Freecycle Network is playing an important role. Similar to a nationwide swap meet -- except no money exchanges hands -- the network is organized into local groups with the goal of reducing waste, saving precious resources and keeping useful toys, furniture, appliances and other products from filling up our landfills.

So, if you have something you need, or something you want to get rid of, check out The Freecycle Network at www.freecycle.org. Membership is free and groups are popping up everywhere.



A good conscience is a continual Christmas.

~ Benjamin Franklin



Change your thoughts and you change your world.

~ Normal Vincent Peale



Efficiency is doing things right; effectiveness is doing the right things.

~ Peter Drucker



Always bear in mind that your own resolution to succeed is more important than any other.

~ Abraham Lincoln



A diplomat is a man who always remembers a woman's birthday but never remembers her age.

~ Robert Frost



A picture is worth a thousand words.

~ Napoleon Bonaparte



Control your own destiny or someone else will.

~ Jack Welch



Any fool can make a rule, and any fool will mind it.

~ Henry David Thoreau



Failure is a detour, not a dead-end street.

~ Zig Ziglar





germane

Definition: [juhr-MAYN] -- 1.) Appropriate or fitting; relevant.



Example: The Harvard professor's argument was not germane to the present discussion.



Question 1.) Palm Springs is a city in California and what other state?

a.) Arizona

b.) Florida

c.) New Mexico

d.) Texas



Question 2.) What is the name of Herman Melville's unfinished novella about a sailor charged, convicted and executed for murder?

a.) Beowulf

b.) Bad Blood

c.) Billy Budd

d.) Billy Black Box



Question 3.) Who sang the 1990s hit, "Lovefool"?

a.) Celine Dion

b.) Heart

c.) Toni Braxton

d.) The Cardigans



Question 4.) What is the name of the director who worked with George Clooney on these movies: Ocean's 11, Solaris and Out of Sight?

a.) Fred Miller

b.) Neil Burger

c.) Quentin Tarantino

d.) Steven Soderbergh



Question 5.) What well-known city boasts these famous places: Princes Street, Royal Mile, and Holyrood Palace?

a.) Cardiff

b.) Dublin

c.) Edinburgh

d.) Glasgow



Trivia Answers: #1. b.) Florida; #2. c.) Billy Budd; #3. d.) Cardigans; #4. d.) Steven Soderbergh; #5. c.) Edinburgh







This message was sent from Laura Glass to kathyg@lauraglass.com as a result of an existing business relationship.

It was sent from: First United Bank Mortgage Company, 610 N 8th St, Suite 1 , Gunter, TX 75058

Holly Jolly Christmas Fair BIG SUCCESS!

Third year of Gunter's Holly Jolly Christmas Fair was a hugh success. Over 90 vendors was a shoppers delight. Enjoy the pictures!

http://www.facebook.com/photo.php?fbid=474354674410&set=a.474354659410.257814.323278024410

Gunter Holly Jolly Crafts Fair!

http://www.kxii.com/asseenonfirstnews/headlines/Holly_Jolly_Christmas_Arts_and_Crafts_Fair_111112554.html

Our interview on KXII! Hope to see you there! Promises to be a fun filled day with lots of vendors to Christmas shop.

Holly Jolly Christmas Fair in Gunter

Hope to see you there!
80 vendors:

Christmas Decorations, Face Paint, Spray Paint Art, Quilts, Blankets, Gourmet Coffee, Wood Crafts, Mary Kay, Mia Bella, Scentsy, Kitchen Products, Pampered Chef, Toys, Clothing, Infant Clothing, Soaps, Honey, Jams, Jellies, Fresh Eggs ( Yes Fresh Eggs), Baked Goods, Jewelry, Home Décor, Zumba Demonstrations and on and on and on…………..

Hello Sherman Texas!

If you have a question about your home loan any time in the next 30 years, call me.

At First United Bank Mortgage, we’re committed to helping you buy the home you’ve always wanted, and servicing your mortgage for as long as you have it. For us it’s not about closing a deal. It’s about opening a door. If you ever have a question, ever want to refinance, ever just want to talk about your mortgage, we’ll be here. Today. Tomorrow. And 30 years down the road.

Helping you buy and maintain the home of your dreams is my First Priority.

* Local approval and underwriting

* Faster, smoother funding

* The ability to talk face to face with your lender

Look forward to servicing your loan,

Laura Glass

Gunter, TX. Branch

Call me:                               903-433-0222

E-mail me:                           laura@lauraglass.com      

Better yet stop by our office            

610 N. 8th St. Suite 1

                              Gunter, TX. 75058                                

You Have an Advocate in First United Bank Mortgage

You have an advocate in First United Bank Mortgage!

What would it be worth to have a mortgage consultant who was an advocate for both you and your client no matter what loan you needed writing? With First United Bank Mortgage, that’s exactly what you have. Because we’re privately held and do all our processing and underwriting in-house, we’re able to close a loan in 21 days and make it easier and less stressful both for you and your clients. Call me. I have so much more to tell you.

• We process and underwrite all our loans in-house
• We help you close on time
• We write loans with common sense underwriting for all kinds of credit scores
• We make your loan process smoother, easier, and less stressful

As a Real Estate Agent, I know you try to be available whenever a client may need your help. I would like to make your job easier and I am available to help you and your buyers at any time. Please feel free to contact me at 903-433-0222, or e-mail laura@lauraglass.com.

I look forward to working with you and your clients.

Launching a new website soon!

The month of August was awesome! Eleven loans closed and 35 loans from my LO’S. Thank you borrowers for a fantastic August!

September is looking good as well. Interest rates are at an all time low and my refinance is at an all time High!

This week I have been fortunate to receive calls from borrowers who are purchasing a new home. Good sign, as housing may be picking up.

Getting to ready to launch my new website, http://www.lauraglass.com/ . The site will feature information about community as well as favorite links, photo’s, and about me. Our goal is to reach top rating on search engines in Google, Bing, Yahoo, others. Primarily for all of Grayson and Collin Counties.

If you are looking to refinance at these extremely low rates are in the market to purchase a house, I would love to talk with you. We love visitors so why not stop by my office:

610 N. 8^th St.

Suite1

Gunter, TX. 75058

903-433-0222

laura@lauraglass.com

Until next week,

Laura

Save the Day!

It's never too early! Gunter Chamber of Commerce is looking for arts, crafts, and business vendors for our annual Holly Jolly Christmas Fair.

As, always I am more than happy to help with your mortgage needs. New purchase or refinance, I can make your mortgage experience smooth!

September Velma Newsletter

September 2010





Laura Glass

First United Bank Mortgage Company

610 N 8th St, Suite 1

Gunter, TX 75058

Laura@LauraGlass.com

903-433-0222



www.lglass.fubmortgage.com





Occurring this month:

Labor Day

Patriot Day

Grandparent's Day

Constitution Day

Air Force Birthday

Hunting & Fishing Day

R.E.A.D. in America Day

VFW Day

FotoSketcher

If you've been looking for a cool software utility that can easily turn your digital photos into oil paintings, drawings or sketches, check out FotoSketcher.



With FotoSketcher you can make exciting gifts, birthday cards, stationery, and even artwork. Styles available include pencil sketch, pen and ink drawing and various painting renderings. It also offers simple tools, such as enhance, contrast, sharpen, simplify image, and color saturation, among others. But, the real excitement is the program's ability to deliver impressive results with little effort.



FotoSketcher is free, easy to use, and does not contain any adware, spyware or viruses; Windows only. Check it out at: www.FotoSketcher.com.



An opinion should be the result of thought, not a substitute for it.

~ Jef Mallett



Not a shred of evidence exists in favor of the idea that life is serious.

~ Brendan Gill



How do you tell a communist? Well, it's someone who reads Marx and Lenin. And how do you tell an anti-Communist? It's someone who understands Marx and Lenin.

~ Ronald Reagan



It is easier to forgive an enemy than to forgive a friend.

~ William Blake



Sometimes people carry to such perfection the mask they have assumed that in due course they actually become the person they seem.

~ W. Somerset Maugham



The reluctance to put away childish things may be a requirement of genius.

~ Rebecca Pepper Sinkler



Lots of folks confuse bad management with destiny.

~ Kin Hubbard



Things ain't what they used to be and probably never was.

~ Will Rogers



As a child my family's menu consisted of two choices: take it or leave it.

~ Buddy Hackett



A vacation is what you take when you can no longer take what you've been taking.

~ Earl Wilson





reticent

Definition: [RET-ih-suhnt] -- 1. Inclined to keep silent; reserved; uncommunicative. 2. Restrained or reserved in style. 3. Reluctant; unwilling.



Example: The young executive was very sociable amongst intimate friends, but fairly shy and reticent outside that circle.



Question 1.) What is the southernmost city in the continental U.S.?

a.) El Paso, TX

b.) Honolulu, HI

c.) Key West, FL

d.) Yuma, AZ



Question 2.) Who wrote "Lord of the Flies"?

a.) Jeffrey Archer

b.) Lewis Carroll

c.) William Golding

d.) Aldous Huxley



Question 3.) "When A Man Loves A Woman" was a hit for which American soul singer in the 1960s?

a.) Ben King

b.) Otis Redding

c.) Percy Sledge

d.) Stevie Wonder



Question 4.) Who is the voice of Puss in Boots in "Shrek the Third"?

a.) Antonio Banderas

b.) Orlando Bloom

c.) Paco Lopez

d.) Robin Williams



Question 5.) What is the name of the highest mountain in Australia?

a.) Aconcagua

b.) Kosciusko

c.) Puncak Jaya

d.) Vinson Massif



Trivia Answers: #1. c.) Key West, FL; #2. c.) William Golding; #3. c.) Percy Sledge; #4. a.) Antonio Banderas; #5. b.) Kosciusko








It was sent from: First United Bank Mortgage Company, 610 N 8th St, Suite 1 , Gunter, TX 75058

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