Friday, December 30, 2011
Friday, December 23, 2011
Happy Holidays
One of the real joys
of the Holiday Season
is the opportunity to say thank you
and to wish you the very best
for the New Year
of the Holiday Season
is the opportunity to say thank you
and to wish you the very best
for the New Year
Sincerely,
Laura Glass
Landmark Bank
Monday, December 12, 2011
Friday, December 9, 2011
Gunter's Christmas Parade 2011
Representing Landmark Bank in our Gunter location is Mary Wynn serving the hot chocolate!
Wednesday, November 30, 2011
Friday, November 25, 2011
Opportunity Knocks
Opportunity Knocks
Weak economic indicators cause rates to hit lows not seen for several months! Contrary to last year’s predictions, rates are down to previous years levels. However, no one can accurately predict where rates will be next year or even next month…so take advantage of today’s low rates and refinance or purchase a home now. Call me today for more information.
For all life's landmarks,
Laura Glass
For all life's landmarks,
Laura Glass
903-892-1800 ext. 3166
laura.glass@landmarkbank.com
https://www.landmarkbank.com
Monday, November 21, 2011
A shopping paradise!
Shopper’s extravaganza!
Over 92 vendors at the Arts and Craft show on December 3, 2011. Jams, jellies, candy, honey, embroidery items, purses, jewelry, woodcrafts, skin care products, face paint, sand art, clothing, bows, ornaments, dolls, Christmas items, and much more!
Free pictures with Santa!
It’s a shopping paradise!
Over 92 vendors at the Arts and Craft show on December 3, 2011. Jams, jellies, candy, honey, embroidery items, purses, jewelry, woodcrafts, skin care products, face paint, sand art, clothing, bows, ornaments, dolls, Christmas items, and much more!
Free pictures with Santa!
It’s a shopping paradise!
Friday, November 4, 2011
It's Time to FallBack!
It's Time to Fall Back!
Just a quick reminder, Daylight Savings ends soon. Don’t forget to turn back your clock back one hour!
For all life's landmarks,
Laura Glass
903-892-1800 ext. 3166
laura.glass@landmarkbank.com
https://www.landmarkbank.com
Thursday, November 3, 2011
Friday, October 14, 2011
Do you need pre-qualify for Fixer-upper?
Buying a fixer-upper? How to make the most of your remodel
(ARA) - With home prices and interest rates still low across the country, and inventories high, it's a great time to be in the market for a fixer-upper. By buying a house that needs some work, you can achieve your dream home for less than you would probably pay for a move-in-ready abode.
To ensure you're making the most of your investment, however, it pays to take a look at your credit before you buy and begin your remodel. You'll not only need credit to cover the purchase price of the house, but you'll need it for renovation expenses as well.
The first step you should take in your bid to buy a fixer-upper is to check your credit report and score. Websites like www.creditreport.com can help you understand your credit. Understanding your credit will help you know whether or not you can afford to buy a house that needs work and if you'll be able to pay for the needed renovations.
You should also carefully research what your options are for financing your remodel. Learn what your options are, from traditional fixed mortgages to home equity lines of credit, and decide before you buy which type of financing will be best for you. Getting a handle on your financing before you buy can help ensure you stay on budget when you're in the middle of renovations.
When you've got a clear picture of your credit status and financing options, you can start looking at fixer-uppers. When you find a good prospect, have your remodeling contractor walk through the house with you so he can give you a rough estimate of what needs to be done and how much the work will cost.
If you're buying a house that's in basically good condition but just looks dated, you'll have to make some decisions about where to invest your money. Focus on improvements that will not only look good, but will also enhance the value of your home. Resources like Remodeling Magazine's Cost vs. Value report can give you a good idea of how much of your original investment you'll recoup on different remodeling projects at the time of resale.
Once you've signed all the paperwork and the house is yours, it's time to get to work. If you're handy, you may be able to save money by doing some of the renovation work yourself. Projects like painting, adding crown molding and even putting down new flooring are well within the skills of most do-it-yourselfers. More complex projects like drywall, plumbing or electrical work may be best left to professionals.
Whether you do the work yourself, or hire contractors, you'll need to carefully manage all aspects of the renovation to ensure your remodel stays on budget. The excitement of remodeling a house into your dream home can make it easy to get carried away on spending. Keep in mind that remodeling estimates are just that - an estimate. The final tab is rarely exactly what your contractor predicted it would be. Build in at least 10 percent extra to cover emergency overruns, and avoid making any unnecessary changes to the plans while the project is underway.
I would be happy to pre-qualify you, give me a call
903-892-1800 x 3166 or laura.glass@landmarkbank.com
For all life's landmarks,
(ARA) - With home prices and interest rates still low across the country, and inventories high, it's a great time to be in the market for a fixer-upper. By buying a house that needs some work, you can achieve your dream home for less than you would probably pay for a move-in-ready abode.
To ensure you're making the most of your investment, however, it pays to take a look at your credit before you buy and begin your remodel. You'll not only need credit to cover the purchase price of the house, but you'll need it for renovation expenses as well.
The first step you should take in your bid to buy a fixer-upper is to check your credit report and score. Websites like www.creditreport.com can help you understand your credit. Understanding your credit will help you know whether or not you can afford to buy a house that needs work and if you'll be able to pay for the needed renovations.
You should also carefully research what your options are for financing your remodel. Learn what your options are, from traditional fixed mortgages to home equity lines of credit, and decide before you buy which type of financing will be best for you. Getting a handle on your financing before you buy can help ensure you stay on budget when you're in the middle of renovations.
When you've got a clear picture of your credit status and financing options, you can start looking at fixer-uppers. When you find a good prospect, have your remodeling contractor walk through the house with you so he can give you a rough estimate of what needs to be done and how much the work will cost.
If you're buying a house that's in basically good condition but just looks dated, you'll have to make some decisions about where to invest your money. Focus on improvements that will not only look good, but will also enhance the value of your home. Resources like Remodeling Magazine's Cost vs. Value report can give you a good idea of how much of your original investment you'll recoup on different remodeling projects at the time of resale.
Once you've signed all the paperwork and the house is yours, it's time to get to work. If you're handy, you may be able to save money by doing some of the renovation work yourself. Projects like painting, adding crown molding and even putting down new flooring are well within the skills of most do-it-yourselfers. More complex projects like drywall, plumbing or electrical work may be best left to professionals.
Whether you do the work yourself, or hire contractors, you'll need to carefully manage all aspects of the renovation to ensure your remodel stays on budget. The excitement of remodeling a house into your dream home can make it easy to get carried away on spending. Keep in mind that remodeling estimates are just that - an estimate. The final tab is rarely exactly what your contractor predicted it would be. Build in at least 10 percent extra to cover emergency overruns, and avoid making any unnecessary changes to the plans while the project is underway.
I would be happy to pre-qualify you, give me a call
903-892-1800 x 3166 or laura.glass@landmarkbank.com
For all life's landmarks,
Monday, October 10, 2011
Tuesday, September 27, 2011
What would this mean to you?
I have been slammed with calls from clients who want to refinance to a shorter -term loan. 30 year to 20, 15, or 10 year fixed rate. To think you have a 30-year mortgage loan and refinance to a shorter-term loan and the payment could be comparable, it is unbelievable! Give me a call and let’s see what your situation may be.
Laura Glass
Landmark Bank
720 Peyton
Sherman, TX. 75091
903-892-1800 x 3166
Wednesday, September 14, 2011
Wednesday, August 31, 2011
Wednesday, August 24, 2011
August 23, 2011 Real Estate Report
Needed: A Shot of Confidence
The economy has suffered significantly in the past four years. This year we have seen a series of challenges, some man-made and some a present from nature. Now that the commotion over the budget struggle and S&P downgrade has quieted down, one would have expected that the markets would have quieted down as well. And we did have three relatively quiet days to start the week. That all went out the window on Thursday as massive volatility to the downside returned. The triggers? Worries over the European debt crisis seem to crop up every other day and the economic news released at home this week was weak. In perspective it was not that weak, as existing home sales fell, but they still were 20% above the level of last July and weekly jobless claims were up, but only slightly. There was definitely a significant reaction, or perhaps over-reaction, to the numbers.
Are the markets telling us that we are heading into a recession? Or are they just adjusting for the slowdown that has already occurred? This is impossible to determine right now, however, one thing we know is that the debt debate did not help as Americans were not in the mood to spend on big ticket items in July while there was a threat of a government shutdown. Right now we have an increased crisis of confidence. The markets need to gain confidence and so do consumers. Meanwhile, rates continue to hit record lows. Lower rates as well as lower oil prices will boast consumer spending. Theoretically, that could turn into the good news we are looking for. Consumers know a good deal when they see one and right now they are flooding the offices of lenders to refinance. We are keeping our warning in place because we know when and if this "good news" arises and confidence ticks up–the sale on car and home financing may be over.
Home prices have fallen and demand for rental units has increased so much that it’s now cheaper to buy a two-bedroom home than to rent one in most major U.S. cities. According to real estate web site Trulia, buying was cheaper than renting in 74% of the country’s 50 largest cities in July. In just 12% of the cities, including New York, Seattle and San Francisco, renting was cheaper. In the remaining 14% of cities, renting was less expensive but close to the cost of buying. In addition to a continuing decline in home prices, rock-bottom rates have added a lot of weight to the buy side of the scale. Add in the tax perks of home ownership and for those who can afford it, it certainly is a buyer’s market. "It’s a personal decision, of course. But if you have a steady job and you are planning to stay for seven years or more and have enough cash to put down and enough left over for seven or eight months of expenses, you’re better off buying in most places," said Daisy Kong, a spokeswoman for Trulia. Even where it’s cheaper to rent, it doesn’t necessarily mean renters will come out ahead, according to Ken Johnson, a real estate professor at Florida International University and co-author of a new study on whether it’s better to buy or rent. "Paying off a home loan is a kind of forced savings," he said. Each check homeowners write lowers the balance they owe and increases the value of their property holdings. That, unlike cash in a bank account, is not easy to tap. Source: CNN/Money
Watch out for Generation Y: This large, diverse, well-educated generation will drive the housing market recovery over the next 10 years, according to economists with the University of Southern California Lusk Center for Real Estate. Gen Y (15-32 year olds) boasts about 77.4 million members, which is about equal in size to the baby boomers (46-64 years old). Yet, Gen Y is much more diverse and educated (60 percent of Gen Y goes to college), according to the center, which recently presented its findings at the USC Lusk Center Orange County Executive Briefing. Stan Ross, Lusk Center Chairman of the Board, says that “baby boomers and Gen Y comprise 50 percent of the population and will soon be part of the largest U.S. wealth transfer ever.” As more of this age group joins the work force, “they will produce a massive increase in housing demand,” forecasts the USC’s Lusk Center. However, Ross points out “these kids are concerned. They have watched the stock market, financial markets, and economy wipe out their parents’ retirement plans. As a result, they will choose lower-risk investment strategies.” Source: The Hoyt Organization
The Internal Revenue Service has some important information to share with individuals who have sold or are about to sell their home. If you have a gain from the sale of your main home, you may qualify to exclude all or part of that gain from your income. Here are ten tips from the IRS to keep in mind when selling your home.
· In general, you are eligible to exclude the gain from income if you have owned and used your home as your main home for two years out of the five years prior to the date of its sale.
· If you have a gain from the sale of your main home, you may be able to exclude up to $250,000 of the gain from your income ($500,000 on a joint return in most cases).
· You are not eligible for the exclusion if you excluded the gain from the sale of another home during the two-year period prior to the sale of your home.
Tuesday, August 16, 2011
Moving to Sherman or Denison Texas
This is great for Sherman and Denison. If you are moving to the area, I would be happy to pre-qualify for a mortgage! Helping you find the best mortgage for your new dream home is what I love doing.
For all life’s landmarks,
Laura Glass
Landmark Bank
720 Peyton St.
Sherman, TX 7590
903-892-1800 x 3166
Laura.glass@landmarkbank.com
Friday, August 5, 2011
Mortgage Rates take a fall!
“The world's sour economic news is good for US homebuyers who can qualify for a loan.” MSN Money
We specialize in New Purchase, Refinance, Cash Out, Debt Consolidation, FHA, VA, USDA and Jumbo loans. Now is one of the best times in history to lock in a low payment on your mortgage.
We GUARANTEE to meet or beat the competition on legitimate offers, if not, we will advise you to remain with your original choice.
Do not hesitate to call if a refinance or new purchase is something you may be considering.
We are never too busy for referrals!
For all life’s landmarks,
Thursday, July 28, 2011
North Texas Mortgage Expert!
If you have a question about your home loan any time in the next 30 years, call me.
At Landmark Bank, we’re committed to helping you buy the home you’ve always wanted, and servicing your mortgage for as long as you have it. For us it’s not about closing a deal. It’s about opening a door. If you ever have a question, ever want to refinance, ever just want to talk about your mortgage, we’ll be here. Today. Tomorrow. And 30 years down the road.
Helping you buy and maintain the home of your dreams is my First Priority.
Look forward to servicing your loan,
Laura Glass
Sherman, TX. Branch
Call me: 903-892-1800 x 3166
Stop by our office: 720 E. Peyton, Sherman, TX. 75090
Tuesday, July 19, 2011
Landmark Bank Rap Video
It amazes me the number of people I talk to who don't know Landmark Bank is in the mortgage business. I would be happy to discuss a new purchase or a refinance in North Texas, just give me a call.
1-903-892-1800 x 3166 or laura.glass@landmarkbank.com
Real Estate Rap video by my colleagues in Missouri! Too cute!
Friday, July 15, 2011
Thursday, July 7, 2011
Friday, July 1, 2011
Thursday, June 30, 2011
Tuesday, June 28, 2011
Watch KXII June 29, 2011
I will be on KXII First News AM at 5:45am along with Russell Petty promoting Gunter’s 4th of July in the park!
Friday, June 17, 2011
Friday, June 3, 2011
Friday, May 27, 2011
Heading down the aisle?
Please don't hesitate to contact me if you have any questions or if I can assist you or anyone you know. Heading down the aisle? Money management advice for the soon-to-be-married (ARA) - Every couple planning a wedding knows that there are some argument-causing topics they just won't discuss. Maybe he'll leave the choice of wedding colors up to her, and she, in turn, won't comment on his best man's reputation. And neither will discuss the foibles of their future in-laws. Money, debt, and credit, however, should never be on that list of taboo topics for couples preparing to wed. In fact, financial experts and marriage counselors agree that honest, open communication about money matters is an essential element of a successful marriage. Hopefully, if you're about to exchange vows, you have at least a passing idea of each other's personal finances - and personal style when it comes to managing important issues like credit and savings. But before you finalize the guest list and decide on a honeymoon destination, you should discuss your current individual financial statuses, and how you'll manage credit as a married couple in the future. Full disclosure You may not see the romance in a credit report, but sharing your credit standing with your future spouse is an admirable - and necessary - gesture of commitment. Plus, it's an essential step toward planning your future financial course together, especially if you'll be buying a house or car, or funding an education for one of you. Websites like CreditReport.com make it easy to get the information you need to understand your credit score and how it works. Armed with this knowledge, the two of you can make informed financial decisions. Knowing how much debt each of you has, what shape your credit reports are in and how potential lenders might score your creditworthiness as a couple can help you make informed decisions about your financial future together. Agree on a style ... ... Or agree to disagree within reason. Two people can be so compatible they share the same taste in food, music, and clothing styles - and still disagree on spending and saving habits. Marriage is about compromise and this is one area where one individual can't have it all his or her own way. If one of you is a spendthrift who likes to account for every penny out of his paycheck each month, while the other has no idea how much her morning cup of Joe costs, you'll need to meet somewhere in the middle. Discuss how you'll keep track of spending and how much you'll save each month. Plan ahead Often, a couple's future spending goals rely on how well they manage their credit. You probably discussed where you'll live after you're married, and it's likely the idea of buying a house is on your minds - either soon or several years down the road. Planning how you'll manage credit in the early days of your marriage can help you work toward your mutual spending and saving goals. Monitoring your credit may make sense. In addition to alerting you to key changes in your credit reports and scores, credit monitoring sites like CreditReport.com can provide tips and tools to help you understand credit and keep track of your scores. Better understanding your credit can make you better able to work toward your mutual financial objectives. Keep perspective While money matters and co-managing your finances is important in a marriage, it's not the only thing that is. Financial management experts advise newlyweds to discuss finances, but put your relationship first. When money issues arise - and they do for most married couples - keep in mind that your approach to handling them needs to be a team effort. After all, you didn't get married for the money, you did it for love. Managing your money as a team can help ensure you have more time to think about what's really important - each other. For all life’s landmarks, | ||
Laura Glass 903-892-1800 ext. 3166 | ||
Tuesday, May 17, 2011
Memorial Day Event in Gunter TX
Poppy’s Memorial Day Weekend Event May 27th-30th
289 and FM121
Old-fashioned sodas, Rootbeer, Vanilla & Orange cream, sarsaparilla and black cherry sodas. Served in a collectable tin cup. Of course, his yummy shaved ice! Every sno cone sold, 50 cents to be donated to the Gunter Fire Dept. Awning, tables, and chairs. Hill Billy Golf and washers to pitch! Join in the fun Memorial Weekend.
Friday, May 6, 2011
Article I found helpful!
Please don't hesitate to contact me if you have any questions or if I can assist you or anyone you know.
 |
| Here's an article I found that I thought you might find valuable given that the malicious link to the OBL fake photograph is circling the internet. |
Please don't hesitate to contact me if you have any questions or if I can assist you or anyone you know.
Protect yourself in the online, social network community
(ARA) - More people than ever are taking part in social networking sites. Facebook alone has more than 500 million users, according to Facebook statistics. People have a lot to lose if the security of their social networking site is compromised. Their own personal, identifying information, and the information of all those they network with, could be at risk.
In addition, wide usage of mobile devices increases the possibility of virus infection and provides a new gateway to hackers and malicious codes in spam mails and websites around the Internet. Introduction to voice messaging services also provides a new medium for virus infection and hacking of personal data.
"Cell phones and laptops are revolutionizing the way we communicate in today's society," says Lyman Munson, vice president of risk services at Fireman's Fund Insurance Company. "It is imperative to protect your personal information when taking advantage of this wonderful, innovative technology."
Here are some top recommendations to help protect yourself and ensure a secure online experience in the world of social networking:
* Don't accept pop-ups or prompts for software, unless you're armed with Web scanner software which checks each site for infections prior to access.
* Don't provide, post, or submit any confidential personal data (e.g. banking details, medical records, full birth dates, home town, birth place, social security number, etc.). Social networking sites don't require this sort of information to join.
* Do change your password at least once a month. Don't change it if you're prompted to. This could be a malicious link.
* Avoid letting friends, peers, co-workers or staff access their social networks on your computer, and don't sign into your networks on their machines. Others could introduce infections to your computer through unsafe practices, or your login security could be compromised via cookies saved on your computer.
* Never auto save your password information, and clear your history at least once a week.
* It's not smart to accept friend requests or request friends who you personally do not know - even if they are mutual friends of others you know.
* Talk online about your vacation, whereabouts, etc. after you've returned home, not before you leave. Otherwise, it can be an invitation to thieves to stop by your house while you are away.
* Frequently check your privacy settings. Changes in the website/social network may delete your settings, without you knowing. Understand and maintain your desired level of privacy.
* Mobile apps are extremely popular. Find out if companies you are a customer of provide applications for you to use that are secure, such as claims or policy information with your insurance company.
* Take the time to learn how to use social network sites effectively. Each site has information on privacy settings and "how tos." Many sites help you with details on things such as setting up a variety of friends lists with varying privacy settings and avoiding relationship pitfalls, such as www.allfacebook.com.
* Parents need to be mindful of children's activity and protect computer systems from predators.
* Be mindful of what you say when responding or posting on your Facebook "wall." Remember, anything you say will will be seen by all friends and those out of your control when commenting on a friends wall.
* Don't share files on your laptop or mobile device. When you connect at a wireless hotspot, anything that you are sharing on your computer or device may be shared with anyone else connected to that network. Disable the file and printer sharing feature or pick the correct network type on your laptop or mobile device.
* Secure sites are best. Always look for the https:// and/or padlock symbol on your browser. Most browsers also allow you to hover over the site name to be sure that it is a verified web service.
* Restrict what you do on Wi-Fi. Don't do anything on Wi-Fi that you wouldn't want to share with anyone else. ARAcontent
In addition, wide usage of mobile devices increases the possibility of virus infection and provides a new gateway to hackers and malicious codes in spam mails and websites around the Internet. Introduction to voice messaging services also provides a new medium for virus infection and hacking of personal data.
"Cell phones and laptops are revolutionizing the way we communicate in today's society," says Lyman Munson, vice president of risk services at Fireman's Fund Insurance Company. "It is imperative to protect your personal information when taking advantage of this wonderful, innovative technology."
Here are some top recommendations to help protect yourself and ensure a secure online experience in the world of social networking:
* Don't accept pop-ups or prompts for software, unless you're armed with Web scanner software which checks each site for infections prior to access.
* Don't provide, post, or submit any confidential personal data (e.g. banking details, medical records, full birth dates, home town, birth place, social security number, etc.). Social networking sites don't require this sort of information to join.
* Do change your password at least once a month. Don't change it if you're prompted to. This could be a malicious link.
* Avoid letting friends, peers, co-workers or staff access their social networks on your computer, and don't sign into your networks on their machines. Others could introduce infections to your computer through unsafe practices, or your login security could be compromised via cookies saved on your computer.
* Never auto save your password information, and clear your history at least once a week.
* It's not smart to accept friend requests or request friends who you personally do not know - even if they are mutual friends of others you know.
* Talk online about your vacation, whereabouts, etc. after you've returned home, not before you leave. Otherwise, it can be an invitation to thieves to stop by your house while you are away.
* Frequently check your privacy settings. Changes in the website/social network may delete your settings, without you knowing. Understand and maintain your desired level of privacy.
* Mobile apps are extremely popular. Find out if companies you are a customer of provide applications for you to use that are secure, such as claims or policy information with your insurance company.
* Take the time to learn how to use social network sites effectively. Each site has information on privacy settings and "how tos." Many sites help you with details on things such as setting up a variety of friends lists with varying privacy settings and avoiding relationship pitfalls, such as www.allfacebook.com.
* Parents need to be mindful of children's activity and protect computer systems from predators.
* Be mindful of what you say when responding or posting on your Facebook "wall." Remember, anything you say will will be seen by all friends and those out of your control when commenting on a friends wall.
* Don't share files on your laptop or mobile device. When you connect at a wireless hotspot, anything that you are sharing on your computer or device may be shared with anyone else connected to that network. Disable the file and printer sharing feature or pick the correct network type on your laptop or mobile device.
* Secure sites are best. Always look for the https:// and/or padlock symbol on your browser. Most browsers also allow you to hover over the site name to be sure that it is a verified web service.
* Restrict what you do on Wi-Fi. Don't do anything on Wi-Fi that you wouldn't want to share with anyone else. ARAcontent
For all life’s landmarks,
Friday, April 15, 2011
Tuesday, April 5, 2011
Lease Space available in Gunter, TX'
Three spaces for lease in Gunter. Located at Brooks Plaza, 610 N. 8th (289). Perfect for Dr. Office, Cleaners, Coffee Shop, Convenience Store, etc. Better yet it is located on 289 or Preston Rd. in route to Lake Texoma.
http://bit.ly/gKKon3
http://bit.ly/gKKon3
Friday, April 1, 2011
Refinance in Sherman Texas!
I need to talk to you......
Stop by my office, I am located at Landmark Bank in Sherman, TX.
720 E. Peyton St.
Sherman, TX 75090
1-903-892-1800 x 3166
laura.glass@landmarkbank.com
Stop by my office, I am located at Landmark Bank in Sherman, TX.
720 E. Peyton St.
Sherman, TX 75090
1-903-892-1800 x 3166
laura.glass@landmarkbank.com
In the world of finance, timing is everything. Interest rates are near historic lows, the only place they can go is UP! Now is the best time in history to go through a refinance process. Today’s low interest rates may give you the ability to:
- Lower your monthly payment
- Obtain cash to pay off debts, start a retirement plan, pay for college, or a multitude of other uses
- Build-up equity by reducing payments to 15 years or less
- Move an adjustable rate or balloon to a secured fixed rate
I would be happy to review your current mortgage situation and advise a new mortgage option. The only way you could lose is by not taking action. Hurry, what goes down in finance will go UP!
I can be reached at 903-892-1800 ext. 3166, e-mail to laura.glass@landmarkbank.com.
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We measure our success in our customer’s willingness to recommend us to family, friends, and co-workers. So don’t keep us a secret!
Looking forward to your call,
Laura Glass
Real Estate Lending Manager
Monday, March 28, 2011
Wednesday, March 9, 2011
So what are you waiting for?
I am a phone call away! Need a refinance? Mortgage for your dream home?Construction to permanent financing? I am located in Sherman, Tx. and ready to serve your mortgage needs.
Monday, February 28, 2011
Tuesday, February 15, 2011
You can now find me at Landmark Bank in Sherman, TX.!
I have recently joined Landmark Bank as the North Texas Mortgage Loan Manager. Landmark Bank provides the same product and fine service on which I have built my reputation. As always, from construction to permanent, refinancing, purchase, home equity or to just talk mortgage strategies and ideas, I’ll be here to service your mortgage need.
I am excited to join the staff of such a well-respected Bank that believes in community relationship banking and is concerned how their products and services positively impact people in the communities Landmark Bank serves.
For all life’s landmarks,
Laura Glass
North Texas Mortgage Loan Officer
903-892-1800 x 3166
903-271-3566
laura.glass@landmarkbank.com
Tuesday, February 8, 2011
February Newsletter powered by Velma
click the above link to view the newsletter
Coming soon a huge announcement!
My new mortgage journey is going to be bigger and better!
Until next time,
Laura Glass
Friday, January 21, 2011
Special School and Teacher Promo!
Calling all North Texas Schools and employees!
In appreciation of your service to our community, we want to offer you a
special opportunity to save money on your home purchase/refinance.
School Appreciation Program
SPECIAL OFFER:
All borrowers receive
$200 off your Mortgage
loan closing costs*
AND
First United will donate
$100 to your School!
http://www.lglass.fubmortgage.com/
*To be eligible for this special offer your mortgage loan must be closed and funded by
June 30, 2011. Not valid with any other offer. Verification of current school
employment by borrower and/or co-borrower will be required.
First United Bank Mortgage Company will donate $100.00 to the School of your choice.
The recipient school must be a qualifying public school or have status under 501(c) 3 of
the Internal Revenue Code. REV. 12/10
Finding the right mortgage for you
is our First priority.
We offer a variety of mortgage financing options:
•• Quick approval with no application fee
•• First-Time Home Buyer loans
• Flexible Repayment Options
• FHA, VA, and USDA loans
• Construction to Permanent Financing
• Jumbo Loans
• Debt Consolidation
Let us simplify the mortgage process and secure the best
possible financing so you can move into the home of your
dreams.
Contact Laura Glass at First United Bank Mortgage
903-433-0222 or laura@lauraglass.com
In appreciation of your service to our community, we want to offer you a
special opportunity to save money on your home purchase/refinance.
School Appreciation Program
SPECIAL OFFER:
All borrowers receive
$200 off your Mortgage
loan closing costs*
AND
First United will donate
$100 to your School!
http://www.lglass.fubmortgage.com/
*To be eligible for this special offer your mortgage loan must be closed and funded by
June 30, 2011. Not valid with any other offer. Verification of current school
employment by borrower and/or co-borrower will be required.
First United Bank Mortgage Company will donate $100.00 to the School of your choice.
The recipient school must be a qualifying public school or have status under 501(c) 3 of
the Internal Revenue Code. REV. 12/10
Finding the right mortgage for you
is our First priority.
We offer a variety of mortgage financing options:
•• Quick approval with no application fee
•• First-Time Home Buyer loans
• Flexible Repayment Options
• FHA, VA, and USDA loans
• Construction to Permanent Financing
• Jumbo Loans
• Debt Consolidation
Let us simplify the mortgage process and secure the best
possible financing so you can move into the home of your
dreams.
Contact Laura Glass at First United Bank Mortgage
903-433-0222 or laura@lauraglass.com
Friday, January 14, 2011
Gunter Texas Chamber of Commerce January Newsletter
Enjoy!
Remember when you need a mortgage I am your advocate! So if you need to refinance, pre-qualify for a home, or just want to talk, give me a call. Better yet stop by office anytime!
Laura Glass
903-433-0222
laura@lauraglass.com
Gunter Chamber of Commerce Newsletter
VoIP, netbooks, video conferencing, Twitter and Facebook. Businesspeople are more tech savvy than ever and with good reason given today’s 24/7/365 business environment. The stakes are high for businesses that know they need the latest tech tools to stay competitive in this challenging environment. One of these tools is the smartphone which has become widely adopted by businesses, both large and small.
A recent Forrester study revealed that 49 percent of small business owners reported owning a smartphone. Additionally, Gartner, another research firm, confirmed consumers’ affinity for smartphone technology reporting that smartphones account for nearly one in five of all phones sold.
While earlier 2G wireless communications networks delivered digital voice and text mes-saging, today’s 3G networks enable smartphones to provide untethered, mobile access to a range of capabilities, including e-mail access, mobile messaging, high-speed web-browsing and calendar-syncing.
In addition, these devices, backed by a network five to ten times faster than earlier systems, offer other capabilities that can give your business an edge over the competition such as secure, instant access to records and research information that can help mobile employees be more responsive to customers while outside the office. Improved workforce manage-ment is another benefit smartphones offer. For example, by using wireless technology, your business can locate and dispatch remote workers, collect and analyze employee time-card information, and quickly send customer service requests to team members in the field.
Businesses of all types can increase efficiency, productivity and drive sales through the use of wireless and smartphone technology. For example:
The owner of a real estate company could use a smartphone to quickly search the latest MLS listings and show online images of houses on the market to clients while in the field. A trucking and storage company could utilize GPS technology via smartphones to give its drivers access to turn-by-turn directions when traveling to customer sites and also track its trucks in the field. The future of the smartphone and its significant impact on business will continue to evolve by leaps and bounds with the advent of next-generation wireless technology such as 4G /LTE (Long Term Evolution). While today’s 3G networks will remain in place and continue to be a viable means to conduct business more productively and efficiently, 4G networks will change the world around us through increased connectivity – not just between people, but between devices, network and applications.
Verizon Wireless will launch its 4G LTE technology in 38 major metropolitan cities and more than 60 airports throughout the country by year end, delivering an immediate benefit
"NEIGHBORS HELPING
NEIGHBORS"
THE GUNTER CHAMBER OF COMMERCE NEWSLETTER
JANUARY 2011
GUNTER CHAMBER OF COMMERCE
Tech Check: Using Wireless Technology to Boost Business
Creating a Better "Lead" management System Getting "Wise’ with social Media Did You Know? Gunter’s Wounded Warrior Chamber Potluck Featured Business
Remember when you need a mortgage I am your advocate! So if you need to refinance, pre-qualify for a home, or just want to talk, give me a call. Better yet stop by office anytime!
Laura Glass
903-433-0222
laura@lauraglass.com
Gunter Chamber of Commerce Newsletter
VoIP, netbooks, video conferencing, Twitter and Facebook. Businesspeople are more tech savvy than ever and with good reason given today’s 24/7/365 business environment. The stakes are high for businesses that know they need the latest tech tools to stay competitive in this challenging environment. One of these tools is the smartphone which has become widely adopted by businesses, both large and small.
A recent Forrester study revealed that 49 percent of small business owners reported owning a smartphone. Additionally, Gartner, another research firm, confirmed consumers’ affinity for smartphone technology reporting that smartphones account for nearly one in five of all phones sold.
While earlier 2G wireless communications networks delivered digital voice and text mes-saging, today’s 3G networks enable smartphones to provide untethered, mobile access to a range of capabilities, including e-mail access, mobile messaging, high-speed web-browsing and calendar-syncing.
In addition, these devices, backed by a network five to ten times faster than earlier systems, offer other capabilities that can give your business an edge over the competition such as secure, instant access to records and research information that can help mobile employees be more responsive to customers while outside the office. Improved workforce manage-ment is another benefit smartphones offer. For example, by using wireless technology, your business can locate and dispatch remote workers, collect and analyze employee time-card information, and quickly send customer service requests to team members in the field.
Businesses of all types can increase efficiency, productivity and drive sales through the use of wireless and smartphone technology. For example:
The owner of a real estate company could use a smartphone to quickly search the latest MLS listings and show online images of houses on the market to clients while in the field. A trucking and storage company could utilize GPS technology via smartphones to give its drivers access to turn-by-turn directions when traveling to customer sites and also track its trucks in the field. The future of the smartphone and its significant impact on business will continue to evolve by leaps and bounds with the advent of next-generation wireless technology such as 4G /LTE (Long Term Evolution). While today’s 3G networks will remain in place and continue to be a viable means to conduct business more productively and efficiently, 4G networks will change the world around us through increased connectivity – not just between people, but between devices, network and applications.
Verizon Wireless will launch its 4G LTE technology in 38 major metropolitan cities and more than 60 airports throughout the country by year end, delivering an immediate benefit
"NEIGHBORS HELPING
NEIGHBORS"
THE GUNTER CHAMBER OF COMMERCE NEWSLETTER
JANUARY 2011
GUNTER CHAMBER OF COMMERCE
Tech Check: Using Wireless Technology to Boost Business
| Tech Check: Using Wireless Technology to Boost Your Business |
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